This blog is for informational, educational and discussion purposes only. Topics discussed on this blog relate to insurance and insurance products and issues in a general application, and nothing on this blog shall be deemed an offer of insurance, a guarantee of coverage, or applicable to specific and individual circumstances. No reader should act in reliance on anything discussed in this blog without prior consultation with a licensed professional who is qualified to evaluate the reader’s individual circumstances and offer an informed professional opinion with respect thereto. If any reader takes action or makes decisions based solely on the information on this blog without prior consultation with a qualified, licensed professional, the reader does so at his or her own risk and agrees that we shall have no liability resulting from such action or decisions by the reader.

We take care to see that the information it posts on this blog is accurate and truthful. Nevertheless,we does not expressly or impliedly warrant or guarantee the accuracy of its postings and the information that others post here.

We will on occasion post links to information on other websites. Such links and the information thereon are not under our control. Merely because a link to a third party site appears in this blog does not mean that we have reviewed or approved of the link and its content. The reader must treat information from third party links at the reader’s own risk, and we accept no liability with respect to such third party information.